INCOME PROTECTION

Unfortunately, you would soon find out if you became too ill to work. You might be surprised to find that Statutory Sick Pay is only £92.05 per week. These days, that is just enough to fill up your average family car with petrol.

Income protection insurance is a long-term insurance policy to help you if you can’t work because you’re ill or injured.
It replaces part of your income – if you can’t work because you become ill or disabled.
It pays out until you can start working again – or until you retire, die or the end of the policy term – whichever is sooner.