Ukrainian Visa Mortgage
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Ukrainian Visa Mortgage
Can I get a mortgage in the UK on a Ukraine scheme visa?
Yes, we do definitely have lenders that accept this visa.
What documents does a Ukrainian visa holder need to provide for a mortgage?
The documents required are mainly the same as any other mortgage. You’d need proof of ID, proof of income and proof of deposit. We would give clients personalised advice on exactly what they need to provide.
The only additional requirement is the share code that you need to get from the UK government website. That confirms your Right to Reside in the UK.
How much deposit will I need as a Ukrainian visa holder to buy a house?
Requirements for this vary between lenders depending on your circumstances. It’s usually best to contact us directly and we’ll give personalised advice in that area.
Do lenders accept the Ukraine Permission Extension (UPE) visa for mortgage applications?
Yes, that’s fine.
How long do I need to have lived in the UK before being eligible for a mortgage as a Ukraine visa holder?
Again, this does vary between lenders. If you contact us directly we’ll give personalised advice to help you.
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Everyone’s different. You might be self-employed. You might have some credit history issues – whatever your situation, we will find the most suitable product available to you from across the whole market.
Are mortgage rates or terms worse for visa holders compared to UK residents?
The first point to note here is that only limited providers offer mortgages to people under this scheme. You’re not going to be eligible for every single mortgage deal that’s available.
Having said that, some of the providers are high street lenders, so you should be able to secure a competitive deal if your circumstances fit the criteria. You will need to prove your Right to Reside here by getting a share code from the UK government website.
Can I use my immigration status or visa as proof of residence or right to reside for mortgage purposes?
Yes, you can.
Which UK lenders consider applications from those on Ukraine visas or temporary commissions?
For lenders, It’s not just about your visa, it’s your overall circumstances. We would advise which lender we recommend you apply with. We would just collect all the details of your circumstances and support you to find a suitable mortgage.
Can I get a mortgage jointly with a British partner while on a Ukraine visa?
Yes, that’s absolutely fine. That’s no problem at all.
Key Takeaways:
- There are lenders in the UK that accept Ukraine scheme visas for mortgage applications.
- The required documents are generally the same as for any other mortgage, with the additional need for a share code from the UK government website to confirm the Right to Reside.
- Deposit requirements and eligibility periods vary by lender, and personalised advice is recommended.
- Only limited providers offer mortgages under this scheme, but some are high street lenders, meaning you can secure competitive deals if your circumstances fit the criteria.
- It is absolutely fine to apply for a mortgage jointly with a British partner while on a Ukraine visa.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.
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