Equity release refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55.
How much can be released is dependent on your age and the value of your property.
There are many types of schemes available in the marketplace, and it can seem like a minefield. As this is such a big commitment, it is essential you get professional advice in this area.
JB Mortgages are not authorised to give advice on equity release products. If this is something that may be beneficial to yourself, we can make a referral to a reputable firm who specialise in this area.
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A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.